Commercial Auto Insurance Lafayette

Commercial Auto Insurance Lafayette – We Can Lower Your Rates!

Commercial Auto Insurance Lafayette

Have your Lafayette Commercial Auto Insurance rates gone up? We may be able to find you lower rates with the same or improved coverage!

Contact us today, toll-free, at 337-824-4455 and request a free quote so that you can compare rates.

Are you a first-time commercial auto insurance buyer looking to find coverage for your new business venture? We can help you, as well!

Give us a call and allow us to shop the insurance marketplace for great Louisiana commercial truck insurance options that will be well-suited to your business’ needs.

If you have come to this page after our normal operating hours, you can still request a free quote!

Just click on the location below nearest to your area and fill out the form that opens up. Our agents will be alerted to your request soon.

Lafayette Commercial Auto Insurance – Coverage Scenario Part 20

Previously, in part 19 of our ongoing insurance coverage story, we began to compare the commercial auto insurance policies held by each of the towing companies we’ve been following up to this point.

On the one hand, we have TJ’s Titanic Towing, owned by Nick. One of Nick’s employees, Clarence, crashed into a deer one night, causing some serious damage to the tow truck he operates.

On the other hand, we have Slick Rick’s Quick Towing, owned by Rick. One of Rick’s employees, Buford, also crashed into a deer one evening, causing massive damage to the tow truck he operates.

Both companies have a type of Commercial Auto Insurance policy called Specified Causes of Loss. As its name suggests, the Specified Causes of Loss policy lists all the specific causes of damage that are covered, and any causes that are not listed are excluded from coverage.

Clarence’s accident was covered because TJ’s Titanic Towing’s policy lists “collision with a bird or animal” as one of its covered causes of loss.

Last week, we learned that Slick Rick’s Quick Towing’s commercial auto insurance policy does not list collision with a bird or animal as a covered type of loss.

So, unfortunately for Rick, Buford, and the employees of Slick Rick’s Quick Towing, much of the damage to the tow truck will not be covered. Rick’s insurance company denies the claim.

What does this mean for Rick and Slick Rick’s Quick Towing? And what is the lesson we can learn from this story? Find out in our next episodes.

Commercial Auto Insurance Lafayette – Call Us Right Now!

To get a free quote, call us right away at 337-824-4455 or request your quote online via our digital quote form.